Fixed Income Offering Disclosure Documentation Information

Raymond James has adopted “Access Equals Delivery”* for delivery of offering disclosure documents, including, without limitation, prospectuses and official statements. To access offering disclosure documents, please visit the websites listed below. A complete description of the issuer, its financial information and securities is also available. We encourage you to review the materials, including the disclosures of the risks associated with the ownership of the issuer's securities. At your request, we will send you a copy of the final prospectus relating to your transaction. Nothing contained herein shall constitute an offer to sell or a solicitation of an offer to purchase any security. Raymond James makes no representation or warranty, express or implied, as to the accuracy or completeness of the materials contained herein. For more information about Raymond James fixed income products and services, please visit raymondjames.com/fixed-income.

Corporate Bonds, Preferred Stocks, Equity Securities

Municipal Securities

Government Sponsored Enterprise Debt

Brokered certificates of deposit (CDs)

Mortgage Backed Securities (MBS) & Collateralized Mortgage Obligations (CMOs)

*Under certain circumstances, SEC Rules 172 and 173 and MSRB Rule G-32 exempt Raymond James from the requirement to deliver a hard copy of the final offering document to purchasers in certain public offerings of securities, whereby delivery is deemed by virtue of availability on public websites. For purchasers in new issues, you may contact your Raymond James financial advisor for a hard copy.

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